INSURANCE FOR HIRERS
All-round insurance
Nothing should stand in the way of your adventure, that's why all vehicles on myOldtimer are insured accordingly by the insurance provided by the rental company. It is recommended that you take out third-party driver insurance.
Summary of the key points
- You can find out what insurance cover the vehicle has in the vehicle profile on myOldtimer. The insurance cover comes into effect automatically as soon as your journey begins.
- The vehicle will have liability insurance cover in any case through the lessor’s own vehicle insurance policy.
- Third-party driver insurance is a supplementary cover to personal liability insurance.
- Breakdown assistance, in the event that the vehicle will not start or if it has been damaged, may be covered by the lessor. In this case the lessor will inform you of what to do in the event of an emergency upon handover of the vehicle.
Liability and comprehensive insurance
Coverage if the vehicle is covered by the lessor’s insurance
Coverage
The vehicle profile on myOldtimer tells you what insurance cover the vehicle has. Vehicles which are insured via the lessor’s insurance are covered as rental vehicles. In case of non motorised vehicles, the liability is covered via the towing vehicle.
Area of applicability
As a rule, Europe and countries bordering the Mediterranean. For details, please see the general terms and conditions of insurance of the lessor’s policy.
In case of a claim
When contacting the insurance company, it is best to have the rental contract and handover report to hand. Here, you can find the details of the lessor and vehicle. Should this concern an accident involving a third party, please also have the European accident report to hand.
Inform the lessor of the insurance claim number. The lessor will have the repairs carried out once the damage has been reported. The lessor will retain the deposit and get in touch with you once the damage has been corrected and reimburse you the difference, should any funds remain. In the event of a claim, the premium for the vehicle will increase for the lessor and the lessor will have to pay a deductible to their insurance company.
Breakdown assistance
Breakdown assistance via the vehicle lessor
Should roadside assistance already be covered in the lessor’s insurance, he or she will provide you with the necessary documents directly.
Coverage
The scope of cover varies from insurance policy to insurance policy.
Area of applicability
As a rule, Europe and countries bordering the Mediterranean. For details, please see the general terms and conditions of insurance of the lessor’s roadside assistance policy.
In case of a breakdown
Please contact the emergency helpline of the respective insurance company. You will receive the telephone number and the roadside assistance insurance policy from the lessor. Please have the following documents to hand:
- Copy of the rental contract with information concerning the lessor and vehicle
- Policy number (you will receive this from the lessor)
- Original report of the incident (police report, accident report)
- Original bills and receipts